Leading the Way in Credit Card Processing Since 2012
Every e-commerce business needs a reliable way to get paid. We equip you with secure, cost-effective payment processing that lets you effortlessly accept credit cards and debit cards, plus popular alternative payment methods, right through your website.
Fast, Easy Approvals
Since 2012
Your All-in-One Payment Partner
Forget juggling multiple vendors. We offer a comprehensive suite of solutions tailored for e-commerce, making us your single source for everything from payment processing and shopping cart integration to gateway services, chargeback management, CRM, and more.
All Risk Levels Welcome
Since 2012 we’ve helped businesses of all risk levels get fast approvals for credit card processing, no matter the industry. Start accepting payments in the next 24 hrs – 72 hrs.
Competitive Pricing, No Hidden Fees
Absolutely no hidden fees, no fluff, and no long-term contracts. We’re 100% transparent with everything so you can get your business off the ground without breaking the bank.
Easy, Effortless E-Commerce
We make it easy to get set up. From application to approval, we’ll guide you and work with you until you’re getting customers.
Dedicated to Your Success
We believe a thriving e-commerce business starts with an exceptional payments partner. Our commitment is to go beyond your expectations. Reach out today and let’s build a payment strategy that fuels your growth and helps you achieve your goals.
Security First
Protect your business from fraud, chargebacks, and evolving threats with our security-first payment tools. Our merchants benefit from advanced machine learning, two-factor authentication (2FA), and industry-leading security protocols. We are relentlessly committed to safeguarding your revenue and reputation.
Tailored for All Risk Levels
We get it. High-risk businesses come with their own set of challenges, from strict regulations to tricky compliance and unique payment hurdles. That’s why we’ve designed our solutions and support to meet those exact needs, empowering your business to flourish.
Made to Scale
Our solutions are built to scale with you, whether you’re just starting out or already a major player. This means you can focus entirely on growing your business, knowing that payments will always flow smoothly, never holding you back.
Payment Options Built to Fit Your Business Model
From in-person payments to online, remote, or direct bank payments, we can help you get credit card processing for any business model.
Trusted by Thousands of Business Owners
Like You
Amazing merchant service provider. We’ve been working with Payminate for many years because they’ve made it easy, they’ve been flexible and super helpful every step of the way.
Alicia B.
Information Retrieval Business
So glad I found this company!!! I’ve worked with several dud merchant processors and I’m honestly so happy I picked Payminate in the end. You won’t regret it, trust me!
Jason F.
Auto Accessories Business
I had a great experience working with Payminate and I highly recommend them if you’re getting denied for credit card processing or seeing outrageous fees. They do right by business owners.
Jennifer W.
Pet Products Business
Empowering Businesses with Seamless Payment Options
We provide the secure and effortless payment processing solutions you need to thrive in today’s digital marketplace. So you can focus on what you do best.
If I have processing statements for another business, will that hurt my chances of approval?
No. If you have current processing accounts at other places it will not affect your chances of approval unless your chargeback rate is exponentially high.
How long does it take to get approved?
This answer can vary based on the speed in which we receive all the required documents. If much of the time is spent waiting for due diligence material from your end, it will delay the approval times. We can often get deals approved in 48 hours, however, this timeframe can extend depending on stipulations related to your account.
Why am I considered high risk?
Don’t let this term scare you. It simply means that your product or service doesn’t conform to typical credit policies. Most processors work with conventional (or tier one) banks. These banks focus on retail card-present transactions, and anything that falls outside of that is considered high risk – like e-commerce, which is card-not-present (virtual transactions). Each and every bank differs slightly on the types of industries allowed within their credit policy. But don’t worry, we’re experts in all risk levels.
I have a new business so I don’t have company bank statements, what can I submit instead?
Since your business is new, you can submit 3 month’s worth of personal statements in lieu of company statements. Please access your online banking and download 3 inspanidual month-end statements. They need to be the most recent 3 months.
Let’s Get You Approved!
Fill out our quick form and we’ll guide you through the next steps – it’s easy, and there’s no pressure!